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John P Fazzio III
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John Fazzio’s Answers

869 total


  • Do I need an attorney in helping my mother-in-law deal with a financial judgment that may lead to her house being auctioned?

    Hello, Here is my understanding of my mother-in-law's situation. Some years ago, she started a pizza business and evidently signed a five-year lease on the space. The business lasted less than one year and the building owner subsequently obta...

    John’s Answer

    There is equity. She should get an attorney to workout a solution. You will need to first buy time. Find a local foreclosure/real estate attorney.

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  • What is a Partial Judgement granted to the Plaintiff(Condo Association) in Foreclosure Proceeding?

    My question is regarding a condo associations attempt to foreclose via judicial proceeding for a Motion for Summary Judgement. The judge noted the following in his judgement: "The plaintiff has also demonstrated that all conditions precedent to fo...

    John’s Answer

    It sounds like you have a judgment allowing foreclosure if delinquet fees are not paid in full.

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  • Do I need an attorney?

    Ordered new ATM card and told bank rep to send it to my NC address not my VA address. Called when it never showed and same bank rep said she sent it to VA address. Told her to cancel that card, she said she did and would send 2nd card to NC addres...

    John’s Answer

    You should find a local attorney to go after the perpetrators civilly.

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  • Do I need an attorney?

    Ordered new ATM card and told bank rep to send it to my NC address not my VA address. Called when it never showed and same bank rep said she sent it to VA address. Told her to cancel that card, she said she did and would send 2nd card to NC addres...

    John’s Answer

    You should find a local attorney to go after the perpetrators civilly.

    See question 
  • When remitting money $1000 from USA to India, leads to dispute transaction for huge amount from my bank account by remitter

    I was trying to transact $1000 from USA bank account to India A/C through a online remit product company. they are approved to detect only $1000 from my source bank. But they detected multiple $1000s from my source bank. almost empty my bank accou...

    John’s Answer

    I agree with Barbara. You should contact your bank immediately to report any unauthorized activity.

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  • I have a business that has a credit card. We got 90 days behind on payment. Can the bank take money from my personal account.

    The bank took all of my money from my personal bank account with out my permission and paid it on my business credit credit card. My personal account is mine and my wifes name. The business is just in my name.Can they do this or do I need to hire...

    John’s Answer

    I agree with Barbara. There may be contractual set-off rights if both accounts are with the same bank.

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  • Can all the funds in my bank account be put on a hold based on an amount owed to a credit card company?

    I owe Capital One roughly $1000 from years ago. I received mail saying I have a court date at the end of the month about it. Today, all $500 in my account was put on a hold and I have no access to it. Even though the court date isn't for another 2...

    John’s Answer

    I don't see how unless you are in collections on a judgment. If you have a Court date it would seem you do not have a judgment yet. May be unrelated.

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  • Can a bank, not a creditor, freeze your account for any reason without a court order?

    Are there ever reasons a bank could freeze accounts if your account has had a few bounced checks, but is currently in good standing.

    John’s Answer

    You have a contract with the bank. You have to see if there are bases for freezing the account in there.

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  • Can I sue Bank of America for freezing my bank card?

    Can I sue Bank of America?? Over the past couple of years Bank of America has frozen my card at the most inconvenient times in order to "protect me." When I choose to do so for important purchases like when I need cash to pay movers, or when I am ...

    John’s Answer

    The question comes down to cost/benefit. Can you sue? You can always sue. Would the recovery, if any, exceed the costs of suit. Unlikely.

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  • Regarding bank annuity

    me and my aunt had joint ownership of annuity. She was owner and I was co-owner. Can She take out all of money without my consent or does she just take half. If all of money is taking out, does she need my signature as well to ok this. This w...

    John’s Answer

    Right. Either owner can legally withdraw funds.

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