When I was unemployed I made payments to multiple law firms and never received a balance. it seemed like every 4 to 6 months a different office was taking over the loan.
It depends on what kind of loan this was. Most loans are discharged in bankruptcy however some loans such as student loans are not. You should schedule a consultation with a local bankruptcy attorney to discuss your situation as a whole. There are many options in dealing with debt. Most attorneys including myself provide free consultations either by phone or in person.See question
What is the difference between Legal Separation & Divorce? Can I get Legal Separation in NJ?
as mentioned there is no legal separation in nj. separation would just mean maintaining separate households. for all other purposes you are still considered marriedSee question
My ex has a double Masters is a teacher and will be working up to principal need to know what is the law future earnings can I go after them?
you should post this question in the NY forum.See question
I have a condo in NJ. It has been in foreclosure now for 6-1/2 years. I am still paying the association dues or face being sued. I am not obligated for the debt of the condo since I filed for bankruptcy. The loan has been sold over a few times...
this is a complicated issue, i would need to look at all the facts of your case before deciding if you have a case against the lender. generally speaking the lender has 6 years from the default (date when you missed your first payment) to sue you for foreclosure. If they did not sue you within those 6 years, the statute of limitation may have ran and they will no longer be able to do so.
you may be able to bring an action for quiet title in the Chancery Division of Superior Court to get a title free and clear of the mortgage. However if the lender has already sued you within those 6 years the statute of limitation does not apply and they can continue with the case. the case may have been dismissed at some point which raises other issues. there may be issues with the chain of title and if the current lender suing you doesn't have clear title you may be able to get the case dismissed.
this is a complicated situation and you should really at least consult with an attorney to find out what your options are and how to proceed. most attorneys including myself offer free consultations for cases like this. good luck with your case!See question
My answer was marked contested and sent to Burlington County. Trial Date was set but Plaintiff asked for Summary Judgment and it was granted with my answer Stricken. The Issues I raised were not addressed. The case was returned to the Office of ...
Mr. Higgins is correct, you should approach this with a mind as to what you want to do with the property. In most foreclosure cases the summary judgment being granted is the usual outcome when the foreclosing party has all the proper documents to foreclosure. So unless you have so clear cut proof of fraud, it is unlikely that the court would vacate the summary judgment.
there are still many options available however depending on what your final intention regarding the property is. if you want to keep the property you can file for chapter 13 bankruptcy and catch up on the missed payments over a period of several years. If you are just looking to stay in the house for a longer period of time there are options for that as well.
schedule a free consultation with an attorney to discuss your options.
My ex husband filed the motion to try and take custody of my son away we have 50/50 currently and he hates that I am now in a relationship with a women! I need help because I have no money for a lawyer
that is correct, contact your husband's lawyer (or your husband if he is filing pro se) and see if he will agree to an adjournment. Then call the court to see if they will agree to the adjournment. Usually this is not a problem.See question
we have been married 30 years we own our house outright we have one son that is 22 years old and graduating college in 3 months we have no debt at all.
you are not providing enough detail to determine whether or not you would have to pay alimony. generally alimony is based on difference in income and lifestyle established during the marriage along with other factors.See question
My husband and I are in the midst of an amicable uncontested divorce. He is filing in Virginia in order to push the process through more quickly. We have no property real or personal to split and no children. I want to confirm that this docum...
you should really consult an attorney prior to signing any property settlement agreement. There are many things to consider and you want to be sure that there are no problems down the road once you sign it and get divorced. since you do not provide any details regarding your agreement, i am not sure anyone can answer your question without actually reading the agreement.See question
Marriage took place in CA. Currently we both live in NJ, and have for several years since. I do not wish to see my spouse period. We are both compliant with the divorce. Can paperwork take care of this, or is a court appearance mandatory?
you can do an uncontested divorce in which case only one of you will have to attend court. In NJ you cannot get divorced without at least one person going to court. If you have all the issues figured out it will be a fairly cheap and quick uncontested divorce. Most lawyers charge a flat rate for this type of service, usually under $1000See question
I received a letter (not a summons - haven't been sued yet) from Pressler informing me that my credit card account with Chase, purchased by Midland Funding LLC, has been placed with Pressler for collection. The debt is definitely mine. My last pay...
you can challenge the statute of limitations in court however most likely the court will apply the NJ statute of 6 years since the agreement was made in NJ. If you receive a summons and complaint you can file a motion to dismiss based on statute of limitations.
If you decide to make a deal with Pressler, make sure you get a written copy of the agreement signed by both parties before you make any payments. the agreement must state that they are accepting X amount of dollars to settle the account in full and will dismiss any claims with prejudice upon your payment.
Of course you are likely to get a better deal if you have an attorney represent you. This might make economic sense if the amount of debt is large enough to justify paying for an attorney.