Sorry, but it appears that part of your question was cut off.
Nurse managers can be helpful but sometimes you get one that appears to be just an extension of the claims adjuster. This sometimes happens with the doctor as well. Note, the nurse case manager is not allowed in the room with you and the doctors unless you have given consent. You may revoke consent at any time. You have significant injury and you may want to sit down with a workers compensation attorney who can explain your rights.
You are still able to bring a claim, however an uninsured claim against the state fund only covers the medical bills and temporary disability. You can obtain a judgment for any permanent injury, however, unlike an insured claim there is no insurance company to pay the judgement and an attorney will be needed to collect the judgement. You need to sit down with an attorney.
A full time workers compensation attorney spends a good deal of his time in court. I suspect that his/her paralegal can answer 80% of your questions. If it is something significant make an appointment to see the attorney in the office. Please note that as long as you are treating nothing is happening with your case. Unlike a superior court case there is no set period for discovery. The attorney cannot expedite a case while you are receiving authorized treatment. As long as you are receiving...
There are a lot of variables, primarily, whether the two experts are close with there determination as to the percentage of disability. Have the respective reports been issued? Until there is an exchange of the reports the case cannot move.
The NJ Uninsured Fund pays for Temp disability and medical treatment. The uninsured Fund does not pay for any permanent injury. The fund will not pay until ordered to do so by a judge and only after the court has established that there is no insurance coverage for the respondent. The mere filing of the claim to join the uninsured fund does not commence payments. Typically several months will pass as the insurance issues must be completely resolved. At that point the fund has the right to take...
As stated by the other attorneys, you should sit down with a workers compensation attorney.
Regarding the treatment, you might want to ask for a second opinion. The insurance company is under no obligation but some will allow this.
The respondent/insurance carrier has the exclusive right to select the treating doctors in New Jersey. They must be reasonable with the distance however. If they are making you travel more than 1/2 hour you should talk to an attorney. No hard rule on this but it should be reasonable distance unless a rare specialty is involved.