Sorry, but it appears that part of your question was cut off.
Nurse managers can be helpful but sometimes you get one that appears to be just an extension of the claims adjuster. This sometimes happens with the doctor as well. Note, the nurse case manager is not allowed in the room with you and the doctors unless you have given consent. You may revoke consent at any time. You have significant injury and you may want to sit down with a workers compensation attorney who can explain your rights.
Unless the Insurance company has already had their perm exam completed it is unlikely that this minor delay had any impact. Additionally, not all insurance carriers immediately move forward with perm exams. They have a right to make you wait 26 weeks from the MMI date before any perm exams are scheduled by either side. It all depends upon how the insurance company views your injury. I suggest that you make an appointment to sit down for 20 mins. to discuss the case.
If temp has stopped you may apply for unemployment until you find new employment.
If the Medical doctor has discharged you from care with the instructions that you can only do light duty the Employer's obligation to pay temporary disability benefits stops. If, however, you remain under active care or the light duty restriction is for a temporary time period you may be entitled to continued temp payments.
You should sit down with a workers compensation attorney and discuss.
You are still able to bring a claim, however an uninsured claim against the state fund only covers the medical bills and temporary disability. You can obtain a judgment for any permanent injury, however, unlike an insured claim there is no insurance company to pay the judgement and an attorney will be needed to collect the judgement. You need to sit down with an attorney.
I Agree with my colleagues, Mr. Warshaw and Mr. Wheale. You have potentially two claims, a workers compensation case and a potential product defect case. I suspect that the product defect claim will be somewhat difficult unless you can establish that there was something wrong with the ladder that was not caused by your employer.
You should sit down with an attorney to discuss your options.
Sounds like you have a case on the uninsured list. You really should sit down with an attorney. This forum is not set up to answer questions as to how to settle/negotiate a claim. As you are probably aware the uninsured fund does not pay for perm. Medical and temp disability only. It is a claim that should be handled by an attorney.
A full time workers compensation attorney spends a good deal of his time in court. I suspect that his/her paralegal can answer 80% of your questions. If it is something significant make an appointment to see the attorney in the office. Please note that as long as you are treating nothing is happening with your case. Unlike a superior court case there is no set period for discovery. The attorney cannot expedite a case while you are receiving authorized treatment. As long as you are receiving...
There are a lot of variables, primarily, whether the two experts are close with there determination as to the percentage of disability. Have the respective reports been issued? Until there is an exchange of the reports the case cannot move.
The NJ Uninsured Fund pays for Temp disability and medical treatment. The uninsured Fund does not pay for any permanent injury. The fund will not pay until ordered to do so by a judge and only after the court has established that there is no insurance coverage for the respondent. The mere filing of the claim to join the uninsured fund does not commence payments. Typically several months will pass as the insurance issues must be completely resolved. At that point the fund has the right to take...