Joseph J Rogers’s Answers

Joseph J Rogers

Blackwood Bankruptcy Attorney.

Contributor Level 3
  1. What the point of waiting one year before someone can vacate a judgment after bankruptcy in NJ?

    Answered almost 2 years ago.

    1. Joseph J Rogers
    2. Karina Pia Lucid Esq.
    3. Robert A. Stumpf
    3 lawyer answers

    New Jersey state law requires you to wait a 12 month period after receiving your discharge before filing a motion to vacate the judgement. There is a year statute of limitations for the Trustee to re-open your case and vacate your discharge.

    4 lawyers agreed with this answer

  2. Should i file for bankruptcy or should i just ignore all judgments and debts? I have no assets and little income.

    Answered almost 2 years ago.

    1. Bruce C Truesdale
    2. Michael Curtis Greenberg
    3. Jason Anthony Burgess
    4. Joseph J Rogers
    5. William Joseph Balena
    6. ···
    10 lawyer answers

    Although you may be "judgment proof today" that does not mean you will always be judgment proof. You may obtain a job with ahigher income or come in to assets that this judgment can attach to at some point in the future and you may not qualify to discharge the debts debts in a bankruptcy at that time, while you could have already discharged them now.

    4 lawyers agreed with this answer

  3. Last year I signed a consent order and seeking seeking Chapter 7 Bankruptcy

    Answered almost 2 years ago.

    1. Joseph J Rogers
    2. Peter Walter Weston
    3. Stuart M Nachbar
    3 lawyer answers

    The mortgage company will most likely refile a new foreclosure either after your Chapter 7 is over or they may file a motion for relief during your Chapter 7 to speed up the process. Even though the process is starting to speed up there are large back logs on foreclosures and should have time.

    2 lawyers agreed with this answer

  4. Can the bankruptcy court date be postponed or rescheduled?

    Answered almost 2 years ago.

    1. Kimberly Pelkey Sdeo
    2. Melinda Dee Middlebrooks
    3. James F Paguiligan
    4. Stuart M Nachbar
    5. Karina Pia Lucid Esq.
    6. ···
    7 lawyer answers

    Yes, your 341 hearing can be postponed. You need the consent of the Trustee. Many of them will not postpone it a second time.

    2 lawyers agreed with this answer

  5. Is it legal for credit card companies to reveal my balances to people not attached to my account?

    Answered almost 2 years ago.

    1. James F Paguiligan
    2. Kimberly Pelkey Sdeo
    3. Joseph J Rogers
    4. Robert A. Stumpf
    4 lawyer answers

    I agree with the advice above. Although it is a privacy violation it is inadvertant and very common with a father and son who have the same last name. You may also both want to review your credit reports periodically beacuse these accounts may also be on the wrong credit report which can effect both of your credit scores.

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  6. Bankruptcy trusties

    Answered almost 2 years ago.

    1. George E Veitengruber II
    2. Alan D. Walton
    3. Kimberly Pelkey Sdeo
    4. Dorothy G Bunce
    5. James Portman Webster
    6. ···
    8 lawyer answers

    In our district they will commonly ask these types of questions.

    1 lawyer agreed with this answer

  7. Bankruptcy filing fee waiver

    Answered almost 2 years ago.

    1. Robert A. Stumpf
    2. Peter Walter Weston
    3. Joseph J Rogers
    4. Guillermo Machado
    5. Alan D. Walton
    5 lawyer answers

    Yes, whether you pay an attorney is a factor but it may not prevent you from qualifying.

    1 lawyer agreed with this answer

  8. How much is the current filing fee for chapter 7 bankruptcy?

    Answered almost 2 years ago.

    1. Karina Pia Lucid Esq.
    2. Bruce C Truesdale
    3. Andrew Daniel Myers
    4. James F Paguiligan
    5. Robert H Johnson
    6. ···
    6 lawyer answers

    The fee for filing a Chapter 7 bankruptcy is $306. The fee for filing a Chapter 13 bankruptcy is $281.

    1 lawyer agreed with this answer

  9. Certificate of Notice sent to student loan creditors. Are the student loans actually dismissed from collection activity or not.

    Answered almost 2 years ago.

    1. Karina Pia Lucid Esq.
    2. Kimberly Pelkey Sdeo
    3. Joseph Leo Bernwanger
    4. Joseph J Rogers
    4 lawyer answers

    All Creditors need to be listed on your bankruptcy. Even if they are not dischargeable in the Bankruptcy. The student loans are correct that they are non-dischargeable in a bankruptcy. There is something called a hardship discharge. You would have to file an adverary proceeding to have them discharged under a hardship discharge. The stand is very difficult to meet.

    1 lawyer agreed with this answer

  10. Ch 7 bankruptcy approved; kept 8 yo car; the car now is my only asset. Can this car be seized by future creditors b4 another BR?

    Answered almost 2 years ago.

    1. Kimberly Pelkey Sdeo
    2. Joseph J Rogers
    3. Robert A. Stumpf
    4. Dorothy G Bunce
    4 lawyer answers

    yes, but very unlikely.