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John P Fazzio III
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John Fazzio’s Legal Guides

25 total

  • WAS YOUR NYS LICENSE SUPSENDED FOR UNPAID TAXES WHEN YOU ARE ALREADY BEING GARNISHED?

    A guide to defending a driver's license suspension based on prior garnishments or an economic hardship. Limitations on License Suspension To put it simply, the New York Department of Taxation is limit

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  • New York State Department of Taxation and Finance Cannot Suspend Your License Without Notice.

    A review of the Matter of Miriam Snyder and the Non-Service of Notice Defense to License Suspension. What Does NYS Have to Do to Suspend My License? Recent case law confirms that you should fight back

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  • New York State License Suspension A Big Success

    New York State is touting its success raising over $50MM with its Driver's License Suspension program, and those with delinquent state tax debts over $10,000 need to play defense to avoid a suspension

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  • HAS YOUR DRIVER’S LICENSE BEEN SUSPENDED FOR NYS TAX?

    A guide for those in receipt of a 60-day notice from the New York State Department of Taxation and Finance threatening license suspension. New York's License Suspension Law - Tax Law Sec. 171-v If you

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  • IRS Notice? Levy? Garnishment? What Are Your Options?

    A Notice of Intent to Levy is a scary thing to get in the mail. The IRS is going to levy your bank account, garnish your wages, and repossess your property. That is what the notice says. But, t

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  • NJ Foreclosure Litigation Timeline

    NJ Foreclosures progress through a number of stages: Pleadings Stage Discovery Stage Summary Judgment Stage Trial Stage Verdict Stage By the time a "verdict" is rendered or a "judgment" is

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  • Send a QWR to the Bank to Protect Your Interests

    A QWR is an Important Tool to Ensure Your Mortgage Payments Are Being Correctly Applied Importance of the QWR in Foreclosure Situations In a pending battle across state lines, the carelessness of bank

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  • Homeowners Can Sue for Breached Trial Modification Plan

    Appellate Court Says Homeowner Has Causes of Action for Breach of Contract and Consumer Fraud When Bank Fails to Modify the Loan After Trial Plan Payments Are Made Under HAMP Overview In Arias v. Elit

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  • Banks Foreclosure Time-Barred by 6-year Statute of Limitations

    In NJ, there is a six year statute of limitations for foreclosure actions. The statute of limitations runs from the default on the loan. If a lender fails to initiate a foreclosure action until afte

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  • The Employee/Independent Contractor Dispute

    A Major Payroll Problem That Arises is the Mis-Classification of an Employee

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