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About me

I am The Student Loan Lawyer.  95% of my practice is dedicated to student loan law.  No matter what your circumstances are, if you have an issue with your student loans, I can assist.  If you're in default and trying to get out or simply trying to avoid default, I can assist.  Want to know your rights, I can assist.  Wondering if a debt colletor is telling you the truth about consequences of default or how to cure the default, I can assist.

Bankruptcy doesn't always help, but even there I can let you know.  Maybe you qualify to have your student loans discharged.  I'll tel you what I think your odds are.

In today's world, you just want clarity about student loans.  I can give you that.


Photos and videos

1793995 1336420846

Practice areas


  1. Debt Collection: 80%
    8 years, 200 cases
  2. Debt Agreements: 5%
    8 years, 1 case
  3. Bankruptcy: 5%
    8 years
  4. Debt Settlement: 5%
    8 years, 5 cases
  5. Credit Repair: 5%
    8 years, 1 case



Hourly ($300-350/hour), contingent (33-50%), Fixed (sometimes), Retainer (sometimes), Pro bono (5%)

Payment types:

Cash, Check, Credit card

Attorney endorsements

13 total 

Are you an attorney? Endorse this lawyer

  • Jeffrey Phillip Mathias

    Josh is the go to guy for bankruptcy attorney across the country who need help with student loan issues. He teaches us how to handle our student loan matters and is a great resource when we run in to tough issues. I recommend Josh to anyone with student loan issues!


    Jeffrey Mathias Bankruptcy & Debt Attorney
    Relationship: Fellow lawyer in community

  • John Thomas Black

    I endorse attorney Joshua Cohen. He is a nationally recognized expert in student loan law. I've attended his Student Loan Law Boot camp, I've attended legal conferences at which he spoke, and I've worked with him on student loan cases. He really knows his stuff, he's a tough and practical lawyer, and his heart's in the right place. You can't go wrong with Joshua Cohen on your student loan case.


    John Black Bankruptcy & Debt Attorney
    Relationship: Worked together on matter

Contact info

Cohen Consumer Law

PO Box 1639
West Dover, VT, 05356


VTAuthorized to practice law201408/12/2014
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Work experience
TitleCompany nameDuration
Law ClerkConsumer Law Group2006 - 2008
Association namePosition nameDuration
Vermont Bar AssociationN/A2013 - Present
National Association of Consumer Bankruptcy AttorneysN/A2012 - Present
National Association of Consumer AdvocatesN/A2008 - Present
Connecticut Bar AssociationN/A2008 - Present
Publication nameTitleDate
Bloomberg TVStudent Loan Debt on the Rise2012
Chronicle of Higher EducationComplaints Soar Over Student-Loan Collections2012
Connecticut Law TribuneFor Student Loan Defaulters, It's Payback Time2011
Hartford Business JournalLawyer Developing Niche in Student Loan Debts2011
ABA JournalLawyer with $160k in Student Debt Develops Student-Loan Practice Niche2011
SF Gate (San Francisco Chronicle On-lineIn Student Loan Hell? Here's How to Get Out.2011
KiplingerDigging Out of Student Debt2010
School nameMajorDegreeGraduated
Quinnipiac University School of LawLawJD - Juris Doctor2007
University of PhoenixBusiness AdministrationMBA2002
Brandeis UniversityPsychologyBA - Bachelor of Arts1996
Speaking engagements
Conference nameTitleDate
NACBA Annual ConventionStudent Loans and Bankruptcy2012
Connecticut Bar Association CLE CourseStudent Loan Law Overview2012
NCLC Consumer Rights Ligiation ConferenceStudent Loan Law & FDCPA Actions2011
NACA WebinarStudent Loan Law Overview2011
Connecticut Bar Association CLE CourseStudent Loan Law Overview2011