You can file in RI on the basis of having lived separate and apart for 3+ years. Filing fee is $120.00. Under the RI rules she can be served by certified mail. You do have to appear in court for what will be a brief hearing. This is a fairly simple action, based on your description. It should not be difficult to find counsel to make sure everything is done properly.
You got it! First step is social security. Bring a certified copy to the social security office and request the name change. They will first give you a temporary card and mail you the revised social security card. The DMV will generally not accept the temp. card. Once you receive it in the mail, you can bring it to the DMV for the name change on the license. Best of luck!
If the home is sold post-foreclosure and the sale price is not enough to cover the outstanding liens, the lender can come after you for the deficiency. I would agree with counsel that you may want to consider bankruptcy. Feel free to contact my office for a consultation. 454-4100.
I strongly recommend that you meet with an attorney familiar with asset division. This is not a good forum for the answers you need. There are several competent attorneys on avvo. Any of us would be happy to meet with you.
As others have suggested, you may be looking to do a 7 as opposed to a 13. There are many competent RI bankruptcy attorneys on this site, any of us would be happy to meet with you for a consultation to discuss your options. Without knowing more about your assets - real estate, personal property, bank accounts, etc. it is impossible for anyone to analyze the best possible option for you. Meet with an attorney, it's the best thing to do.
Highly likely, depending on how much equity you have in your home. Feel free to contact our office for a free consulation at (401) 454-4100 or take a look at our website, www.hlori.com for more information.
I agree with my colleagues. You've obviously made some progress in getting your finances in order and have come to the conclusion that you are throwing good money after bad at this point. Bankruptcy could be a good option, but it isn't without consequences. A consultation with an experienced bankruptcy attorney will quickly confirm whether filing is a real possibility, while getting good information about what filing will mean for you and your family. A free consultation is the best place...
She has the option to file first, and may want to file a motion for temporary orders regarding support, etc along with the complaint for divorce. There are a number of factors to consider in determining how to proceed and she should seek a consultation to review all of her options. I'd be happy to meet with her. 454-4100.