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Christopher M. Lefebvre
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Christopher Lefebvre’s Answers

194 total


  • Will buying a car and having a car payment cause a problem if I were to file for bankruptcy?

    I'm considering bankruptcy, but I've been saving up to buy a car so I have a decent amount in the bank. I was planning on using around 1/2 of what's in my account to either buy a car outright or use as a down payment.

    Christopher’s Answer

    Rhode Island is pretty liberal in the car exemption allowance for bankruptcy purposes. The state exemption is at least $12,000.00. You should speak to an experienced and competent bankruptcy attorney to advise you of the implications of your decision.

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  • Am I making a mistake by changing the parenting schedule during the school year when I have physical custody?

    I am a resident of RI and my ex-wife lives about 10 minutes away in MA. I have physical custody and our daughter goes to school in RI. There is no child support. With the current schedule, I have our daughter on Sunday nights, Mondays, Wednesdays,...

    Christopher’s Answer

    No wonder your daughter does not like the schedule. She is being tossed around. Children generally do better when they live with one parent and visit with the other. Dividing children in half doesn't work. Not sure I agree that a mediator is your best choice. I think that you need to meet with a lawyer and discuss the entire situation. These cases can be difficult as parents put their selfish wants and needs ahead of those of their children.

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  • Purchased a used car from a well known dealer, it ended up being a lemon what can I do?

    I purchased a used car from a well known dealership, less than 2 years ago. I went to trade it in for a new vehicle and the new dealer told me that my car has a branded title, it was labeled a lemon in 2009. The dealer is trying to stay they had n...

    Christopher’s Answer

    Sounds like a good fraud claim. Don't let them off easy. You probably were ripped off. They knew damn well what was wrong with the title. Go get them!

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  • Are lenders required to give notice before they repossess a vehicle in Rhode Island?

    Long story short, I fell behind making my husbands truck payments. I had spoken to the lender and the agency and made them aware it would be completely caught up by 8/15/15. They assured me there wouldn't be a problem as long as that was done. On ...

    Christopher’s Answer

    Depending on the manner of the repossession, you also may have a claim for monetary damages under the uniform commercial code.

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  • My daughters father served me with papers stating that I am violating his visitation rights because he has not seen my daughter.

    My daughters father served me with papers stating that I am violating his visitations because he has not seen her in over a year, she refuses to go there and when she was there she came home with a burns from a lighter on her legs. A police invest...

    Christopher’s Answer

    I don't want to minimize your safety concerns. They are obviously extremely important. However, most if not all Family Court Judges will not be impressed with the notion that a 9 year old child is smart enough to make decisions about whether to visit with their parent. If there are legitimate reasons why visitation should not occure then they should be raised in the form of a proper objection to his motion.

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  • My fiancé of five years would like to adopt my two kids from a previous relationship. How would I begin this process?

    Bio father is willing to sign over rights in the agreement that I will stop the child support order and let the courts know I don't want any of the back support.

    Christopher’s Answer

    In all cases, DCYF, does some investigation(home study). If the children have been living with the person seeking to adopt for at least 6 months, the process moves through DCYF a little faster. Also, if you start the process after your married, the process sometimes moves quicker also.

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  • The lawyer/executer for my Mother's will had me sign a paper

    The paper states that she is released of her duties as executer, and that I acknowledge I have received $50k. The laser had me sign it in front of a witness, and give my SS number for tax purposed, so that they could send me the check. That was fo...

    Christopher’s Answer

    You did nothing wrong. In hindsight though, it was definitely a bad idea to sign the release saying you got the check when in fact you didn't. I would NOT call the clerk of the Probate Court at this juncture. In my opinion, that is a waste of time. I would first call the attorney's office first and inquire when the check will be received. You may want to ask why the check wasn't presented to you when the release was signed. Best to put these questions in writing to the attorney and request a response within 10 days. Send the letter via facsimile if possible so you have a receipt of it's transmittal. If you get NO response, then you should go to the probate clerks office and review the file in person to see if the estate is still open. If it is still active, then you could always file a miscellaneous petition for relief which will most definitely get the attention of the Probate Judge , the lawyer and the executor.

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  • As a business owner can i charge a late fee and/or interest charge on an invoice that is unpaid/late when i bill out 1x p.month

    I own my business and we transport human remains from the location of death to a specified funeral home. our accounts/clients are the funeral homes themselves, basically we're sub-contracted. on the 1st of every month i write and mail the previous...

    Christopher’s Answer

    You can charge whatever you want. Whether the company will pay is the real issue. And I believe in the absence of a written contract outlining the assessment of a late fee, you might not be entitled to collect it.

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  • Can a collection agency take my car if I owe money on it.

    It's for a judgement against me.

    Christopher’s Answer

    I am willing to bet that the collection agency does not want your car. They want $$$$ from you. If a collection agency states that they intend to come and take the car when in fact they have no intention of taking that action but rather want to scare you in hopes that you will pay them some $$$, then they have violated the Mass debt collection laws. You should keep a log of the date and times of all calls and a brief summary of what they tell you.

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  • The state of RI claims I owe $7000.00 in taxes from 1989 & 1991 and is now denying me a new license. Can they do that?

    I moved to TX in 1993 and moved back to RI in 2000 but I have never rec'd any past due tax notice

    Christopher’s Answer

    If you actually filed the tax returns on time and they were assessed by the division of taxation, then they generally have a 3 year period to collect on them. There are minor extensions that apply to this rule. I would suggest that you hire an attorney to execute a power of attorney on your behalf so that all the relevant information about filing and assessment can be obtained on your behalf form the division. You also have bankruptcy for a possible discharge of these debts.

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