I contacted Adam after reading about him in an online article. My student loans were past due, I couldn't afford to pay on them, and I was thinking of defaulting but afraid of the consequences. It was easy to arrange a consultation with him, and I sent him the requested documents ahead of time. I had a one-hour phone consultation with him for about the same cost as one of my student loan monthly payments and it was totally worth it. He outlined all the possible options and consequences and I was able to make an informed decision about what to do. I contacted my lender the same day and it turned out the process I chose was very easy. It's taken a huge load off my mind. I would definitely recommend him to anyone having problems with student loans. Previously I had gotten misinformation about student loans from websites, a call center rep at my loan consolidation company, and even from my divorce lawyer. Adam answered all my questions and let me proceed with logic instead of fear.
After some personal research, I contacted Mr. Minsky for help navigating my student loan situation. My situation is now resolved. Mr. Minsky took care of everything quickly and professionally while explaining each step along the way. I am extremely pleased with the entire process. Before calling, I was being harassed by the collection agency the Dept. Of Ed was using. I was one phone call away from caving and giving them everything they wanted. But something just didn't seem right. The loan balance the collection agency was citing was about 4,000 too high. After working with Mr. Minsky to clearly understand my options, I opted to work directly with the Dept. of Ed via consolidation instead of the collection agency. When the dust settled, the total loan balance didn't include the extra 4,000 as the collection agency had stated. Because of this, Mr. Minsky's service paid for itself. Highly recommended.
Posted by a client
We went through many lawyers who simply had no clue about student loan issues. We were so fortunate to find Adam; he was helpful, reassuring, professional and charged reasonable straight forward rates. He helped us settle some of our cases and made us feel in charge of our future again. I highly recommend Adam Minsky to anyone in need of legal advice regarding student loans.
Posted by James
I recommend Mr. Minsky to anyone with student loan problems, or if they want to know where things stand in relation to the complicated world of student loans. Having defaulted on my loan about 17 years ago and being based overseas (no intention of returning to the US), Mr. Minsky outlined possible options for his services in a direct and open manner via Skype. My loan did not appear on any credit reports, as collection efforts had ceased due to an inability to contact me. I did not know how to find out how much I owed and he provided detailed instructions as to how to get my current loan balance. My case was somewhat unique in the ability to negotiate a settlement and Mr. Minsky quickly recognised how things should proceed. Options for dealing the the Department of Education were outlined clearly as well as the possible implications of the decision made. Instructions for me and from me to him were clearly outlined before any action was taken. All correspondence was responded to In a timely manner with a direct approach provided. The matter was settled quickly and with a significant discount on what I had been quoted as a loan balance from the collection agents (Department of Education). Once again, my case was somewhat unique but the DOE does not have the best reputation for negotiating settlements, either. Mr. Minsky is a true professional and I would recommend him unreservedly in relation to any student loan work.
Posted by Kelly
Adam provided a concise picture of my student loan debt and clearly outlined my repayment and loan forgiveness options. He responded promptly to all email and phone correspondence and had an answer to all of my questions. After trying to navigate the system on my own, I was so relieved to find an expert for much-needed guidance in the world of student loan debt!
Posted by a client
I had a very complex student loan situation, and my loan was in default. Adam was the first person to give me hope that there could be a solution. He listened to how I hoped to resolve it and worked tirelessly toward that, eventually achieving the best possible result. He was always thorough and diligent, and never missed important details. He was incredibly prompt in his response to emails, always kept me informed, and made me feel confident that he was handling my situation extremely well. He was also courteous and highly professional. I highly recommend him.
Posted by Austin
I was in a real rough spot fresh out of school, many of my loans had gone into default and were then being handled by collection agencies that gave me no room to breath. Adam was able to contact them and back them off (after many unsuccessful attempts from myself). He was able to consolidate my loans and get me back on track with a plan that worked for me. It was literally like a giant advil for my loan situation. If you are in a similar spot, i definitely recommend his services.
Posted by a Financial Services client
After years of dealing with the stress of unresolved student loan issues Adam helped me back out of a what seemed to be an impossible and overwhelming financial issue. His professionalism, knowledge of my rights, ability to negotiate an affordable payment plan, and reasonable rates, provided me with the opportunity to gain control of that part of my finances. With his help I now can see a light at the end of the tunnel. Many thanks Adam!
Posted by Talia
Student loans can be a bit overwhelming, especially when you are just graduating and feeling the weight of the world. Adam was a great support with the initial process, including understanding the loans and the consolidation process. Thanks Adam!
Posted by Laurie
I was referred to Adam Minsky by a Bankruptcy lawyer, who informed me that getting help with student loan debt is near impossible, but that he knew of someone who could help. I was at the end of my rope with frustration and confusion regarding what my rights were, and Adam set everything straight for me. He helped me to understand the laws surrounding student loan debt, and gave me hope when I didn't have any left. WIth his help, I was able to get out of a big financial rut and gain a wealth of knowledge. He is courteous, prompt and really listens to you. I would recommend him to anyone needing assistance with student loans in a heartbeat.