I agree. You could both be prosecuted, as well as it depends on whether the county you would flee to would have a treaty with the U.S. in regards to U.S. civil laws and them recorgnizing a judgmenet obtained agianst you in the U.S.
It sounds to me like this agency might have violated multiple rights of yours.
Feel free to contact my office on Monday, or sometime early next week. We can try to put you in touch with an attorney who can assist you in your area. In my opinion, not legal advice, you are entitled to max $1000.00 under the Fair Debt Collection Practices Act (FDCPA). This company should not get away with such misleading communications.
I am sorry to hear about your experiences with this agency. Premiere Credit of North America, the agency you are dealing with, generally collects on these alleged student loan debts for others. From what you are saying it does not sound like they have the authorization to sue. Furthermore, what they said could be incredibly misleading. At most, depending on if the student loan was federal or private or not, they could only assist in the garnishment process. It is not likely that 'they'...
Feel free to send me a quick email to contact me with any more questions.
If these collectors have violated your rights, you might be entitled to up to $1000.00 per collector if they violated federal law in the way they are collecting. In some instances, $1500.00 per call if you told them to stop calling you with an auto-dialer ad they ignored you.
Bankruptcy is an option with student loans, but it very hard to get them discharged via bankruptcy.
However, there are resources that...
Yes they can, but as the other attorneys here have already commented, they can only garnish it so much, up to a maximum of 25%. Bankruptcy is an option, but it may not be necessary. Feel free to contact my office early next week and we can try to put you in touch with an attorney who can assist you with more information. Most take these on contingency, or at the very least for a reasonable flat fee.
Depending on what communications you might have had with third party debt collectors, you...
Not legal advice, but to the best of my knowledge, he is on the hook for the debt if it goes into default. I expect that is when he will come through on his original promise, though I can understand your worry. If he made an agreement with you in writing that he would do what you said, then it seems possible that you could sue him, though I would try to work things out. I hope that helps.