Terms of a divorce judgment stand alone. You cannot violate one term simply because your ex violates another. For example, you can't withhold visitation because your ex isn't paying child support and vice versa. Your best bet is to live up to the agreement as written (you will look like the bigger man in court) and if your ex doesn't, file a Complaint for Contempt with the Probate and Family Court.
You can be charged with filing a false police report so be careful. If you don't want charges against your boyfriend, you should speak with an attorney about whether you have a Fifth Amendment privilege not to testify.
How you answer a divorce complaint depends on a number of factors including the relief your spouse is seeking. If he or she is simply seeking a divorce and an equitable division of property, your answer can be very simple. But if there are more complicated issues, you need to be careful. Normally, you can handle a "no contest" divorce on your own but if there are property issues or children involved, you would benefit from at least consulting with a lawyer.
When you file for bankruptcy, you must include a list of all your creditors. Assuming you qualify, you will get a discharge of not only your car loan but credit cards as well. Your ex will be solely responsible to pay the loan if you get the debt discharged.
That is not "the standard way that the lawyers write things up ." Unfortunately, a divorce judgment cannot be modified just because she has made some promises. If you want to modify the judgment, you will have to file a Complaint for Modification with the Worcester Probate and Family Court. You will have to show a "change of circumstances" warranting modification. If there was a genuine mistake made in the drafting of the agreement, you may be able to petition the court to revisit the...
Post-judgment mediation is non-binding unless you agree that it is binding. Assuming your divorce judgment is final, it can only be amended by filing a Stipulation of Modification (agreed) or a Complaint for Modification (not agreed). If you cannot agree to a modification, you will have to show that there has been a "material change of circumstances" since the judgment entered, Binding arbitration is probably less expensive than each of you hiring your own attorneys but he needn't agree to...
If you and he can agree to make the change, you can file a Stipulation of Modification with the court. If you cannot agree, you will have to file a Complaint for Modification (which is a lawsuit, essentially) asking the court to change the agreement. if you cannot come to an agreement, you will have to prove to the court that there has been a "material change of circumstances" since your divorce agreement entitling you to make the change.