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anonymous
Posted over 2 years ago.

IF the allegations in the suit are true, then hiring a lawyer is a WASTE of money. There is no good defense against credit card debt, unless the SOL has run out.

Daniel Joseph Ciment
Daniel Joseph Ciment, Debt / Lending Agreements Lawyer - Houston, TX
Posted over 2 years ago.

Hmmm... posted by anonymous. I wonder if this person works for a collection agency/law firm?

There are many very good and viable defenses to credit card debt lawsuits. My firm has won almost 1500 debt lawsuits.

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anonymous
Posted over 2 years ago.

I am not a lawyer - I'm just telling you what lawyers told me. They all said it is very complex and costly, with small chance of success. The main case is, if debt lawsuits have errors in service, or errors in fact, then they can be won. Otherwise, you are wasting your money. Daniel Ciment, it appears you are trying to give people false hope to enrich yourself. IF this is NOT the case, please describe how you can win 1500 debt lawsuits unless there is an error in fact (ie. the debt was not actually incurred by the defendant), or an error in service (the preparation of their case, or service of the summons)?

Daniel Joseph Ciment
Daniel Joseph Ciment, Debt / Lending Agreements Lawyer - Houston, TX
Posted over 2 years ago.

I have been on both sides of these cases. I owned a collection agency and I filed thousands of debt lawsuits trying to collect money from people and now on the other side in defending these cases.

I don’t know what attorneys you spoke to but I promise you they don’t practice in this area of law exclusively like I do.

We have won over 1500 debt lawsuits. We win about 85% of the cases we handle. That is a fact and if you would like to make an appointment and come into my office I can show you the proof.

When a lawsuit is filed it does not matter whether the person owes the money or not, the plaintiff has the burden of proof. Most of the time the plaintiffs don’t have enough documentation to prove their case and we get them dismissed. Please feel free to read my Legal Guide here on Avvo regarding debt lawsuit myths.

The truth is, it is not costly and in 99% of the cases I handle I save my clients significant amounts of money even if you take my fee into account. The bottom line is that if it was too expensive to fight these lawsuits and I didn’t save my clients money, I wouldn’t be in business.