Simply multiplying your medical bills by three or four will not yield an accurate value, but it will guide you. Also, remember there are many more damages than just pain and suffering. There may be loss of a promotion or of an entire career, loss of ability to perform day-to-day tasks due to the injury, loss of ability to have sex--known as "loss of consortium", physical and mental pain and suffering, loss of enjoyment and quality of life, disfigurement, physical impairment, inconvenience, grief, anxiety, humiliation, emotional distress, fright, nervousness, worry, mortification, shock, humiliation, indignity, embarrassment, apprehension, terror, ordeal, aggravation of pre-existing injuries and any and all other things you can imagine that might occur as a result of the injury or accident. You should also get compensated for these damages that occurred in the PAST and those that will occur in the FUTURE.

All of these claims can add to a lot of money. Most people and attorneys forget to ask for any of those types of damages. Insurance companies do not explain the process and they just want a release for any and all claims, including all those damages you and your attorney forgot or did not know to ask for.

Insurance adjusters will try to narrow the scope of your settlement and tell you things like the fact that the person who hit you was drunk is irrelevant to your claim. These guys are hucksters trying to hustle you and "buy your lawsuit."

To get the most for your pain and suffering, use the value of your medical bills, the circumstances surrounding the accident, the type of injury, similar cases jury awards, and all the bodily injury claims you can make. Double check every argument the insurance adjuster is making. Get a lawyer from Pepper and Odom, P.C. and make sure you are getting a fair treatment.