Thank you so much I appreciate your time for answering my question. It will be expensive for my father. : ( He will have the temporary gaursianship until the judge makes his decision. Thank you so much again.

You are very welcome. I hope that things work out. I guess this is a good (but expensive) wake-up call. It sounds like time for your dad to visit an estate planning attorney, as well, so you do not need to worry if something happens to him. Best wishes to you and your family!