My lender does not want to repo my car, thats not my issue. Sorry if I was unclear.
I wanted to reaffirm my loan because I want my loan to appear on my credit reports and I want my bank to report to the bureaus that I'm making payments so that my loan would help me rebuild my credit after the BK. I plan on paying my loan off, which will take a few more years. So now I'm paying a loan off thats not helping my credit.
In regards to him not showing up.... I meant he did not show up and my BK court hearing. He was supposed to be there. He was not so I had to proceed with the hearing along. After the hearing he was supposed to send my reaffirmation agreement to my bank but he never did. We both agreed that I was going to reaffirm before we filed and he was suppose to before my case was discharged.
Asker
Posted over 13 years ago.
My lender does not want to repo my car, thats not my issue. Sorry if I was unclear.
I wanted to reaffirm my loan because I want my loan to appear on my credit reports and I want my bank to report to the bureaus that I'm making payments so that my loan would help me rebuild my credit after the BK. I plan on paying my loan off, which will take a few more years. So now I'm paying a loan off thats not helping my credit.
In regards to him not showing up.... I meant he did not show up and my BK court hearing. He was supposed to be there. He was not so I had to proceed with the hearing along. After the hearing he was supposed to send my reaffirmation agreement to my bank but he never did. We both agreed that I was going to reaffirm before we filed and he was suppose to before my case was discharged.