So you are telling me a company can run credit which hurts credit scores then not honor the agreement? There should be some recourse. Giving me a final price then running my credit then charging my credit card $7 to complete the initial setup sounds to me like a binding agreement. If this representative who represents the company misinformed me leading to them breaking the agreement and in the process dropping my credit score I must be able to demand something legally? I'm not trying to make a financial gain but demand they fix the credit inquiries. If not they should pay for breach or negligent sales practices? You guys would know the proper legal terminology. If I gave incorrect information selling a car I would be at fault, why does a corporation not have to honor these same laws?

Your credit score should not have been hurt by an inquiry from a company with which you have an account. The $7 should be refunded; if not dispute it with the credit card company. And yes you are right; they are a corporation which has plenty of money to quash lawsuits over $7 and extract sanctions for a frivolous lawsuit against both you and any attorney representing you. But that's just my thoughts, someone else may have different take on this.

Mr. Levy, it sounds like your thoughts are are more of an opinion. Everyone knows that when a company runs your credit score it lower's it some. Who's to say exactly how much and how can we value those hit's on credit in a monetary value. A contract was breached by the company and in the process of coming to the agreement in the first the company failed to give the accurate information leading to these credit checks. There must be someone who is more familiar with credit law or simple breach of contract than Mr. Levy who is looking at this request for help as me being mad or upset over $7.00. This is bigger than that. Who protects the consumer?

I still need assistance please from an attorney who specializes in this field.