Hi, thanks for the answer. He had life insurance years ago, and in fact in his divorce settlement from exwife, he is required to have life insurance. Well, it got cancelled somehow (I think maybe it was through work and so he lost it when he no longer worked for the company and then the company was bought out). Nevertheless, he no longer has life insurance. He has diabetes and says no one would insure him. Is that true that he couldn't get life insurance now? He's less than 50 years old.

I am not a life insurance agent, so I don't know whether he would qualify for insurance or not - but even people with serious illnesses (or conditions like diabetes) can sometimes qualify - it just becomes very expensive.