Thank you. I have been telling my client that he waited too long to engage my investigation and collection services on this particular account.

I had difficulty finding the code to show him he's out of luck moving against the RE or the "fraudulent conveyance" issue, so I appreciate the cite.

This is a person who didn't even work his bad debt for anywhere from 7 to 20 years and merely renewed his FiFa's hoping that I can now wave a magic wand for him.

I'm grateful for the above replies.