Thank you so, so much. Very helpful. I've heard they sell the debt to US companies - if so, does the above still apply or does it have different regulations? Again, I can't thank you enough.
Sorry, one more question: should I have a legal contact/representation in case all of this happens? Or should I wait until any action has been taken on their part? I have never needed legal counsel, so have no idea how it works or how to go about it. Thanks again.
You can probably wait. Also, if they "sell" the debt to a US company, they will still need to bring witnesses from Dubai to court in the US if you, with an attorney, make them prove their case.