Thank you so much!

I have also been talking to this same company, although they are now called Direct Home Counseling, but when they first cold called me I remember and wrote down Direct Mortgage counseling. I have asked them to give me the names of the attorneys they work with before I hand over any money. The guy (David) is stalling and not answering me. Their FAQ page says they will never take up front fees. Total BS because they will not proceed w giving you a solid deal from your lender until you pay them first. Supposedly bc you might just take the Mod and run without paying them. Hmmm. Bad business model and strategy no matter how you dice it, they win. Beware. I did not pay.