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Asker

Posted about 14 years ago.

ok so you're saying that after the discharge best buy can file a judgement for the items included in the chapter 7? so is that where i would list them as contingent claims?

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Asker

Posted about 14 years ago.

i tried to call the number you listed but there's no answer...would like to consult

James Portman Webster

James Portman Webster Mesa Bankruptcy Attorney

Posted about 14 years ago.

Just email me right now and I will tell you how to deal with it. Use the email above.

James Portman Webster

James Portman Webster Mesa Bankruptcy Attorney

Posted about 14 years ago.

The answer is no, they cannot sue you after bankruptcy.

The issue is what to do with the merchandise.

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Asker

Posted about 14 years ago.

Thanks for clearing that up for me. My chapter 7 is real basic and simple...no assets just a car loan that i want to keep(will be a long time till i can get that interest rate again.) but not sure how arizona does reaffirmations?
Also the best buy store credit card. the tv and computer i purchased with the card were sold about six months ago....needed cash for medicine...so i sold them. can best buy still try to make me pay because they are a secured creditor?

Lonnie K McDowell

Lonnie K McDowell Bankruptcy Attorney

Posted about 14 years ago.

Can try, but not likely to. Usually just send letter claiming they have a secured interest, but they have never sent proof when requested, so they never go forward with an action to have the debt survive the bk. Unless a bk judge gives permission (which requires an adversary proceeding, a big hassle for a relatively small debt), they cannot try to collect on it..