If he signs anything doesn't this change the condition of owner ship? From sole property to marital property? You indicated that he only needs to sign where he waives his homestead rights to the property, I'm not sure I saw this document in the closing package. However, I've been told that he does need to sign the deed of trust, does this indicate that he has any ownership towards the property if that document is signed. I'm very interested in this particular loan from Citibank as I will not have to pay any closing costs at all, also these costs are not added onto the loan. Thanks Again......I certainly may have my husband call you.
You may want to hire an attorney to review the paperwork with you, but the Deed of Trust does not affect ownership of the property. The Warranty Deed or Quitclaim Deed transferrs ownership. The Deed of Trust attaches the debt to the property.